Maternity guta rekuvaka imba

Kunyange zvazvo kuberekwa kwekuberekwa kunogona kugadziriswa nenzira dzakasiyana, chinangwa chikuru chekubhadhara kwehutano kwevanhu ndechekuvandudza mararamiro evabereki vaduku nevana. Sezvo chikamu chechiyero ichi chekubhadhara mari ikozvino chinodarika 450,000 rubles, nhamba huru yemhuri mumaguta akasiyana eRussia anoshandisa mari iyi kutenga imba kana kuvaka imba yeimba.

Iwe unogona kuraira chidziro chemhuri chete kana zviremera zvichibvumirana nekutengeserana kuri kuuya kwePensheni Fund zviremera. Muchikamu chino, tichaedza kunzwisisa kuti iwe ungashandisa sei mari yako yekuberekwa pakuvakwa kweimba yekugara, uye zvipi zvinyorwa zvichadiwa kune izvi.

Nzira yekushandisa sei maternity capital kuvaka imba?

Kune nzira dzakasiyana-siyana dzekushandisa iyo yekubhadharwa kwevanhu, izvo zvichabvumira kuvakwa kwechivakwa chekugara kwemhuri yose munyika, iyo:

• kutambira mari yekuzvivakira kweimba;
• kutungamirirwa kwehuwandu hwemhuri mubereki muzere kana muchikamu chekambani yekontrakiti uyo achaita kuvakwa kwechivakwa;
• mubhadharo wemari yekuvakwa kweimba yeimba, yakaitwa kare;
• kubhadhara chikwereti chakatorwa nokuda kwekuberekwa kwemhuri uye chinangwa chekuvaka imba.

Imwe neimwe nzira idzi yekushandisa mubhadharo uyu ine zvinyorwa zvayo uye inoda kugoverwa kwemamwe mapepa.

Kuvaka imba pamutengo wekuberekwa kwemhuri

Kuisa mari yekuberekwa kwemhuri mukuvakwa kweimba yekugara, zvose zviri zviviri uye nemubatsiri wevatenzi, iwe uchakwanisa chete kana mwana wako, panguva yechiitiko chako mumhuri wawakapiwa chiremba, ichasvika makore makumi matatu. Mushure mezvo une kodzero yekuenda kuPensheni Fund nekukumbira mari yekuvaka nekuwedzera kuendesa zvinyorwa zvinotevera:

• zvinyorwa pamusoro pokuzvarwa uye vagari venhengo dzemhuri yese;
• mutemo wepamutemo kune imwe nzvimbo yekuvakwa;
• mvumo yekuvaka pane imwe nzvimbo yevhu;
• iyo inosungirwa kuti muridzi wemunguva yemberi ape mugove muimba yakagadzirirwa vana vose vaduku nemudzimai, anopupurirwa munonyora.

Mukuwedzera, kana uri kuronga kuvaka imba iwe pachako uye uchida kugamuchira mari yekuvaka, iwe uchada kutsanangura tsanangudzo yekodha yekuendesa mari. Kana ukatora kontrakiti, unofanira kutumira chibvumirano pakati pako uye sangano rekuvaka, iro richaratidza dhemberero yakakwana yekuendesa chikamu chaidiwa.

Kana mapepa ose ari muhurongwa uye kushandiswa kwekuuya kunobvumirwa nePenssion Fund zviremera, mari ichaendeswa kune imwe yega yekodhi kana kupfuura 2 mwedzi yemwedzi. Zvakakosha kuziva kuti pane imwe nguva iwe haungagoni kuwana chikamu chinopfuura 50% yehuwandu hwehutano hwemhuri.

Chikamu chakasara chenhoroondo yako chichashandiswa chete mwedzi mitanhatu mushure mekutanga, zvichingoti gwaro guru rekuvaka rapera. Kuti usimbise chokwadi chekuita mabasa anodikanwa, uchafanira kuwedzera kuisa chiitiko chekuongororwa kwechivakwa chekugara. Kana, zvakadaro, vakakumbira rubatsiro kune kontrakta uye vakapa zvinyorwa zvose zvinodiwa, mari yose inogona kushandiswa panguva.

Nzira yekukumbira sei chikwereti kuti uvake imba yekuberekwa kwemhuri?

Wana chikwereti kana chimwe chikwereti chekuvakwa kweimba pamwe nekubatanidzwa kwemhuri yemubereki iwe unogona, pasina kumirira zuva rechitatu rekuzvarwa kwako. Kana iwe uchida kurasa chiyero ichi chekusimbirana nevamwe nenzira iyi, unofanirwa kutaurirana nemari yemari uye kugumisa chibvumirano chechikwereti nacho, zvichiratidza chinangwa chechikwereti.

Nechibvumirano ichi uye mapepa ose akanyorwa pamusoro apa, unofanira kuuya kuPensheni Fund uye nekunyora kuratidza chikumbiro chekuendeswa kwemari inodiwa kubhuku rezvemari kuitira kuti udzorere chikamu chechikwereti. Kana iyo mutengesi inogamuchirwa, mari ichaendeswa mumwedzi miviri.

Mukuwedzera, uchishandisa chikwereti ichi, iwe une kodzero yekubhadhara chikwereti chakapiwa kare, kana chinangwa chokukwereta chaiva kuvaka imba yekugara. Kuti uite izvi, iwewo haufaniri kumirira kuurawa kwemakore matatu.